When it comes to saving, American Bank & Trust is full of bright ideas
You've got a plan for the future, and we've got a plan for you. No matter what you're
saving for, we have the perfect savings plan to match your needs.
Real Estate Loans
Commercial real estate loans are used to purchase or refinance commercial real estate, using up to 80% of the property's appraised value. The mortgage may carry a fixed or floating rate, depending on the borrower's particular situation. Because of the nature of this type of loan, a real estate appraisal is a necessary part of the approval process, as well as the usual and customary underwriting guidelines.