When it comes to saving, American Bank & Trust is full of bright ideas
You've got a plan for the future, and we've got a plan for you. No matter what you're
saving for, we have the perfect savings plan to match your needs.
Especially appropriate for long-term capital requirements- machinery, equipment, vehicles, a change in ownership, a new business acquisition, improvements at your location or other long-term needs of a company. Term loans are a lump-sum disbursement with payback over a specified period of time. Terms can be designed with payment schedules that fit your business needs.
It is important to structure a term loan so that debt repayment matches your business cash flow. Our Commercial Loan Officers will take into consideration your existing debt repayment obligations, as well as, potential needs you may have over the term of the loan, and originate a loan that can strengthen your competitive position, increase your working capital or maximize your profitability.