Nationwide Mortgage Licensing System

SAFE Mortgage Licensing Act of 2008

Title V of P.L. 110-289, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), was passed on July 30, 2008. The SAFE Act is designed to enhance consumer protection and reduce fraud through the setting of minimum standards. Mortgage loan originators who work for an insured depository or its owned or controlled subsidiary that is regulated by a federal banking agency, or for an institution regulated by the Farm Credit Administration, are required to be registered and receive a UI (Unique Identifier) number. This number is used to track all loan activity by the individual.

The SAFE Act also requires all MLOs to submit fingerprints to the Nationwide Mortgage Licensing System (NMLS) for submission to the FBI for a criminal background check. All American Bank & Trust associates with Mortgage lending authority have been registered and approved in order to meet the Mortgage needs of our customers.

Click here for a listing of our registered associates.
For further information visit: http://www.nmlsconsumeraccess.org/

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American Bank & Trust has no control over information at any site hyperlinked to or from this Site. American Bank & Trust makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by American Bank & Trust of any information in any hyperlinked site. In no event shall American Bank & Trust be responsible for your use of a hyperlinked site. Third-party sites may have privacy and security policies different from that of American Bank & Trust and may provide less than that which is provided by American Bank & Trust.

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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, American Bank and Trust Company suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Bank and Trust Company directly at your nearest bank branch.

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