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Deluxe Check Reorder

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When it comes to checking accounts...

American Bank & Trust has a solution for you. Choose from a variety of options to fit your budget and needs.

Which Account is Best for You?

 

Which checking account is best for you?

Each client that we have the privilege of serving is unique…so are you! Your input will help us suggest the right Checking Account solution we offer to assist you on the road to financial independence and Success.

 

Important questions to consider when selecting a Checking Account:

 

How much would you like to spend to open your account?
Will your current budget allow you to carry a minimum balance? If so, how much can you comfortably afford to maintain in your account on a monthly basis?
How many checks do you write in a typical month?
Would you prefer a Visa® check / debit card instead of or in addition to paper checks for your account?
Would you like to earn Interest on your account balance?
Would you like to receive images of your monthly paid checks?
Do you prefer to receive your monthly Bank Statement by U.S. Mail or by secure Online Internet delivery?
Are added account benefits important to you or do you prefer a basic, “no-frills” account?
Do you prefer to bank in person either in the lobby or the drive-thru? Do you use Bank-by-Mail? How about Telephone Banking? Is ATM Banking and/or Online Internet Banking important to you?
Does your employer offer Direct Deposit for your payroll?
How do you pay your monthly bills and expenses? By check? ACH/Automatic Payment or Withdrawal? Online Internet Banking / Bill Payment? A combination of these methods?
Would you like to have pre-arranged coverage in the event you would Overdraft your account?
Do you rent or own your home? Would you like to receive a no obligation, Complimentary Annual Mortgage Review which could save you thousands regarding both your interest payments and home equity?
Do you currently have a savings plan designed to assist you with retirement?

 

After reviewing and considering these questions, please review our Checking Account Comparison Chart.

 

Which savings account is best for you?

Each client that we have the privilege of serving is unique…so are you! Your input will help us suggest the right Savings Account solution we offer to assist you on the road to financial independence and Success.

 

Important questions to consider when selecting a Savings Account:

 

How much would you like to spend to open your account?
Will your current budget allow you to carry a minimum balance? If so, how much can you comfortably afford to maintain in your account on a monthly basis?
What’s the purpose for the account and what are your liquidity needs? How frequently will you need to access the money in your account?
Do you prefer to have a fixed or variable Interest rate on your account balance? How frequently would you like to be paid Interest on your account: Monthly? Quarterly? Semi-Annually?
Is FDIC Insurance Coverage important to you?
Would you like to have a Visa® check / debit card to access your account and funds?
Do you prefer to receive your Bank Statement by U.S. Mail or by secure Online Internet delivery?
Do you prefer to bank in person either in the lobby or the drive-thru? Do you use Bank-by-Mail? How about Telephone Banking? Is ATM Banking and/or Online Internet Banking important to you?
Does your employer offer Direct Deposit for your payroll or as a retirement savings plan option?
Do you rent or own your home? Would you like to receive a no obligation, Complimentary Annual Mortgage Review which could save you thousands regarding both your interest payments and home equity?
Do you currently have a savings plan designed to assist you with retirement?

 

After reviewing and considering these questions, please review our Savings Account Comparison Chart.