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Deluxe Check Reorder

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When it comes to checking accounts...

American Bank & Trust has a solution for you. Choose from a variety of options to fit your budget and needs.

Checking

 

AmBank Independence Checking

  • $50.00 to open and $100.00 average daily ledger balance to avoid monthly maintenance fees
  • Monthly maintenance fee of $9.00 if average daily ledger balance is less than $100.00
  • ATM/Debit Visa® Card for the Account - $15.00 annual fee assessed to primary linked account if card not used once per calendar year
  • Limit of 5 paper checks for the account per statement cycle, each additional check is $0.50 per item
  • First order of 30 pack Deluxe checks is free
  • Check images returned with statement
  • Minimum of 5 point of sale debit card transactions posted per statement cycle. $0.50 fee for any unposted volume
  • Free AmBank by Phone, AmBank Online Internet Banking and online account statements. Paper statements available for $1.00 monthly fee
  • Free Bill Pay Service

 

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Liberty Checking

  • Low Minimum Balance Personal Checking Account.
  • Just $50.00 to open and $300.00 Average Daily Ledger Balance required to Avoid Monthly Maintenance Fees.
  • No Maintenance Fee is imposed if your average daily ledger balance for the statement cycle period is $300.00 or more.  A Maintenance Fee of $7.00 will be imposed every monthly statement cycle if the average daily ledger balance for the statement cycle period is less than $300.00.
  • Unlimited Check Writing.
  • Premium CD Rates.
  • First order of Liberty Checks is Free.
  • Statement Checking Account: Check Images are Not Available.
  • ATM or Visa Check Card is available. $15.00 Annual Fee is assessed to the primary linked account if the card is not used at least once per calendar year. 
  • Free AmBank by Phone, AmBank Online Internet Banking and Online Account Statements.
  • Free Automatic Bill Payment Service (Direct Deposit required).
  • Easy Access Account (Overdraft Protection) Available.
  • Complimentary Mortgage or Investment Review Available.

 

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Image Checking

  • Just $100.00 to open and $500.00 Average Daily Ledger Balance required to Avoid Monthly Maintenance Fees.
  • No Maintenance Fee is imposed if your average daily ledger balance for the statement cycle period is $500.00 or more.  A Maintenance Fee of $5.00 will be imposed every monthly statement cycle if the average daily ledger balance for the statement cycle period is $300.00 or more, but less than $500.00.  A Maintenance Fee of $9.00 will be imposed every monthly statement cycle if the average daily ledger balance for the statement cycle period is less than $300.00.
  • Unlimited Check Writing.
  • First order of Checks is Free.
  • Check Images Returned with Monthly Statement.
  • ATM or Visa Check Card is available. $15.00 Annual Fee is assessed to the primary linked account if the card is not used at least once per calendar year.
  • Free AmBank by Phone, AmBank Online Internet Banking and Online Account Statements.
  • Free Automatic Bill Payment Service (Direct Deposit required).
  • Easy Access Account (Overdraft Protection) Available.
  • Premium CD Rates, Free first-year rental on a small Safe Deposit Box (subject to availability per location; $15.00 first-year credit applied to all other box rentals); No Service Fee Travelers Cheques, Money Orders, Official Checks.
  • Complimentary Mortgage or Investment Review Available.

 

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Image Checking Plus

  • $1,000.00 to open and $1,000.00 Average Daily Ledger Balance required to Avoid Monthly Maintenance Fees.
  • No Maintenance Fee is imposed if your average daily ledger balance for the statement cycle period is $1,000.00 or more.  A Maintenance Fee of $10.00 will be imposed every monthly statement cycle if the average daily ledger balance for the statement cycle period is less than $1,000.00.
  • Unlimited Check Writing.
  • First order of Checks is Free.
  • Check re-orders are Free: if you are 50 years of age or older - or - if you maintain an average monthly balance of $5,000.00 in any combination of American Bank and Trust deposit accounts.
  • Check Images Returned with Monthly Statement.
  • Interest is Compounded and Paid Monthly on Account Balance.
  • ATM or Visa Check Card is available. $15.00 Annual Fee is assessed to the primary linked account if the card is not used at least once per calendar year.
  • Free AmBank by Phone, AmBank Online Internet Banking and Online Account Statements.
  • Free Automatic Bill Payment Service (Direct Deposit required).
  • Easy Access Account (Overdraft Protection) Available.
  • Premium CD Rates, Free first-year rental on a small Safe Deposit Box (subject to availability per location; $15.00 first-year credit applied to all other box rentals); No Service Fee Travelers Cheques, Money Orders, Official Checks.
  • Complimentary Mortgage or Investment Review Available.

 

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Ultimate Checking Account

  • $5,000.00 to open and $1,000.00 Average Daily Ledger Balance required to Avoid Monthly Maintenance Fees.
  • No Maintenance Fee is imposed if your average daily ledger balance for the statement cycle period is $1,000.00 or more.  A Maintenance Fee of $10.00 will be imposed every monthly statement cycle if the average daily ledger balance for the statement cycle period is less than $1,000.00.
  • Unlimited Check Writing.
  • Premium CD Rates.
  • First order of Checks is Free.
  • Check Images Returned with Monthly Statement.
  • Interest is Compounded and Paid Monthly on Account Balance.
  • Premium interest rates (tiered rate structure…the more you deposit, the greater your earnings potential).
  • Variable rate Account.
  • ATM or Visa Check Card is available. $15.00 Annual Fee is assessed to the primary linked account if the card is not used at least once per calendar year.
  • Free AmBank by Phone, AmBank Online Internet Banking and Online Account Statements.
  • Free Automatic Bill Payment Service (Direct Deposit required).
  • Easy Access Account (Overdraft Protection) Available.
  • Complimentary Mortgage or Investment Review Available.

 

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Money Market Checking Account

  • $2,500.00 to open and $2,500.00 Average Daily Ledger Balance required to Avoid Monthly Maintenance Fees.
  • No Maintenance Fee is imposed if your average daily ledger balance for the statement cycle period is $2,500.00 or more.  A Maintenance Fee of $10.00 will be imposed every monthly statement cycle if the average daily ledger balance for the statement cycle period is less than $2,500.00.
  • Six (6) transfers or 3rd party withdrawals allowed per monthly statement cycle without penalty.  $10.00 Fee per transaction exceeding withdrawal limits.
  • Check Images are not returned with Monthly Statement.
  • Interest is Compounded and Paid Monthly on Account Balance.
  • Premium interest rates (tiered rate structure…the more you deposit, the greater your earnings potential).
  • Variable rate Account.
  • ATM Card is available subject to withdrawal limitations.  Account can also be added to Visa Check Card for ATM services excluding merchant point of sale if the Visa Check Card is already linked to a checking account.  $15.00 Annual Fee is assessed to the primary linked account if the card is not used at least once per calendar year.
  • Free AmBank by Phone, AmBank Online Internet Banking and Online Account Statements.
  • Free Automatic Bill Payment Service available with limits (Direct Deposit required).
  • Easy Access Account (Overdraft Protection) Available.
  • Complimentary Mortgage or Investment Review Available.

 

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Ultimate Money Market Checking Account

  • $100,000.00 to open and $50,000.00 Average Daily Ledger Balance required to Avoid Monthly Maintenance Fees.
  • No Maintenance Fee is imposed if your average daily ledger balance for the statement cycle period is $50,000.00 or more.  A Maintenance Fee of $10.00 will be imposed every monthly statement cycle if the average daily ledger balance for the statement cycle period is less than $50,000.00.
  • Six (6) transfers or 3rd party withdrawals allowed per monthly statement cycle without penalty.  $10.00 Fee per transaction exceeding withdrawal limits.
  • Check Images are not returned with Monthly Statement.
  • Interest is Compounded and Paid Monthly on Account Balance.
  • Premium interest rates (tiered rate structure…the more you deposit, the greater your earnings potential).
  • Variable rate Account.
  • ATM Card is available subject to withdrawal limitations.  Account can also be added to Visa Check Card for ATM services excluding merchant point of sale if the Visa Check Card is already linked to a checking account.  $15.00 Annual Fee is assessed to the primary linked account if the card is not used at least once per calendar year.
  • Free AmBank by Phone, AmBank Online Internet Banking and Online Account Statements.
  • Free Automatic Bill Payment Service available with limits (Direct Deposit required).
  • Easy Access Account (Overdraft Protection) Available.
  • Complimentary Mortgage or Investment Review Available.

 

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