Visa® Credit Cards
We offer a variety of Visa® Credit Card solutions that provide you with convenience and exceptional value.
American Bank & Trust offers:
- Visa® Classic Card
- Visa® Platinum Card
- Visa® Platinum Preferred Card
- Visa® Secured Card
- American Bank & Trust Alerts powered by Visa®
No annual fees for Visa® Classic, Visa® Platinum Preferred or Visa® Platinum Card!
Auto Rental Insurance
Provided at no additional cost to you, this valuable benefit provides coverage for damage to rented vehicles. The next time you rent a car there is no need to purchase the rental agency's collision damage waiver. Instead, reserve and pay for your car rental with your American Bank & Trust Visa® card. It could save you up to $13 per day in charges for auto rental agency collision damage coverage.1 2
Access statements and pay your bills, online!
Enjoy the convenience of online access through our web site. You can view account information including payment and transaction history and pay your bill directly from your savings or checking account.
Emergency card/cash disbursement
Call (800) 876-9119 - 24 hours a day 7 days a week for an emergency cash advance or a replacement card.
Use everywhere Visa® credit cards are accepted.
Use your card to pay for purchases at millions of merchant locations worldwide that accept Visa® credit cards and obtain cash at more than 800,000 Visa® ATMs in the US and 144 countries around the world.
Make payments at any branch, by mail, or set-up online payments.
25 day grace period on purchases.
You'll receive all of the benefits listed for the Classic Card, as well as CashBack rewards, Travel and Accident Insurance, and a year-end summary statement.
Earn CashBack Rewards
It's easy to earn CashBack with our Platinum rewards program. For each qualified1 purchase you make, you'll receive an annual CashBack bonus reward. Spend $3,000 or more and earn 1%. The more you use your card the greater your reward.
$150,000 Travel and Accident Insurance
Our travel accident insurance program provides cardholders and their eligible family members with automatic common carrier accidental death and dismemberment coverage, every time you use your American Bank & Trust Visa® card to purchase travel tickets on a licensed common carrier.1
Year-end summary statement
Receive a detailed summary of your annual Visa® card spending. It's great for budgeting, separating business and personal expenses, and tax preparation.
Our Platinum Preferred members receive a very attractive variable Annual Percentage Rate, plus all of the Visa® Classic and Platinum card benefits.
If you need to build or rebuild your credit history, our Visa® Secured Card is an affordable, safe option. Speak to a Universal Banker for all the details.1 See disclosure for full terms and conditions of these benefits.
2 Due to collision or theft up to the actual cash value of most rented vehicles. Within domiciled country this coverage is secondary to any other valid and collectible insurance from any other source.
Help reduce fraud and monitor your spending anytime, anywhere with complimentary security Alerts from American Bank & Trust powered by Visa. This unique service is available free for American Bank and Trust’s Visa Credit cardholders!
You’ll receive an alert through text message, email or both. If there is fraudulent activity, you can find out within minutes and act quickly to resolve the situation.
You can choose to receive alerts when your Visa Credit Card is used for purchases over a specified amount, online transactions, purchases outside the United States, and more.
Click here to sign up today for Alerts from American Bank & Trust powered by Visa. You will need your American Bank & Trust Visa Credit Card number and the ability to receive a mobile phone text message and/or email.
Disclosure: Actual time to receive Alerts powered by Visa dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.