Personal Checking

All Accounts Include

When it comes to checking accounts there’s a variety of options to fit your budget and needs.

All products have features for you to consider when selecting the one that’s right for you. Any of our Personal Bankers can help by answering questions and providing information that will help you make the right decision for your needs.

Ambank Independence Checking

Product for individuals preferring to use electronic product features.

Liberty Checking

Account for individuals regularly issuing paper checks.

Image Checking

Receive front images of check and deposit forms on your monthly statement.

Image Checking Plus

Receive front images of check and deposit forms on your monthly statement. Plus earn interest on your deposits.

Ultimate Checking

Initial order of checks and deposit slips free. Free reorders for those 50+ or those with $5,000+ total banking relationship.

Personal Checking Accounts 
Personal Checking  Ambank Independence Checking Liberty Checking Image Checking  Image Checking Plus Ultimate Checking

Minimum Deposit

$50.00

 

$50.00

 

$100.00

 

 $1,000.00

 

$5,000.00

 

Monthy Fees

 

 $9.00

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $100.00 or above

  $7.00

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $300.00 or above

 $5.00/$9.00*

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $500.00 or above

*Average Daily Ledger Balance: 

$300.00 - $499.00 = $5.00

$299.99 or below = $9.00

 

  $10.00

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $1,000.00 or above

  $10.00

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $1,000.00 or above

Interest Paid None None None  See rates  See rates
 

 

 

 

 

 

 

 

 

 

 

External Link Disclaimer

American Bank & Trust has no control over information at any site hyperlinked to or from this Site. American Bank & Trust makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by American Bank & Trust of any information in any hyperlinked site. In no event shall American Bank & Trust be responsible for your use of a hyperlinked site. Third-party sites may have privacy and security policies different from that of American Bank & Trust and may provide less than that which is provided by American Bank & Trust.

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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, American Bank and Trust Company suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Bank and Trust Company directly at your nearest bank branch.

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