Personal Savings and Money Market

No matter what you're saving for, there’s a savings plan to match your needs.  A Personal Banker is ready to help.

Regular Savings

Basic savings account.

American Dream

Designed for long term savings with infrequent withdrawals.

Ultimate Savings

Tiered interest rate.

Money Market

Tiered interest rate with limited check writing.

Ultimate Money Market

Tiered interest rate with limited check writing.

Health Savings Account

Designed for saving funds to cover your qualifying health care expenses. Funds roll over year to year!

CD or IRA CD

CDs are safe investments with competitive rates and low maintenance.

Personal Savings Accounts 
Personal Savings Regular Savings American Dream Ultimate Savings Money Market Ultimate Money Market Health Savings Account CD or IRA CD

Minimum Deposit

 

$100.00

 

$10.00

$5,000.00

 $2,500.00

$100,000.00

None

$500.00 CD, $250.00 IRA CD

Monthy Fees

$2.00/$3.50*

$1.00/$3.50*

$3.50

$10.00

$10.00

$12.00

 

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $500.00 or above

*Average Daily Ledger Balance:

$100.00 - $499.99 = $2.00

$99.99 or below = $3.50

 

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $500.00 or above

*Average Daily Ledger Balance:

$100.00 -$499.99 = $1.00

$99.99 or below = $3.50

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $1,000.00 or above

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $2,500.00 or above

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $50,000.00 or above

To Avoid Monthly Fees:

Maintain an Average Daily Ledger Balance of $500.00 or above

Penalty and administrative fee assessed for early withdrawals.

Interest Paid See Rates See Rates See Rates See Rates See Rates See Rates See Rates
 

 

 

 

 

 

 

 

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American Bank & Trust has no control over information at any site hyperlinked to or from this Site. American Bank & Trust makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by American Bank & Trust of any information in any hyperlinked site. In no event shall American Bank & Trust be responsible for your use of a hyperlinked site. Third-party sites may have privacy and security policies different from that of American Bank & Trust and may provide less than that which is provided by American Bank & Trust.

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